Insurance is an important consideration when owning jewellery. Insuring your jewellery against loss, theft or damage ensures your piece of mind.
Often insurance companies will ask to see a valuation certificate (not to be confused with a diamond certificate) to establish the value of an item for insurance purposes.
A valuation certificate will specify the market value for an item of jewellery. This is to ensure that in the unfortunate case of a loss or theft, the insurance payout will be enough to replace the item.
The valuation certificate will often be a lot higher than the purchase price and will reflect the recommended retail price.
Subscribe to our newsletter to keep up to date on events, new collections and offers straight to your inbox.